Layaway...

Since we paid off our credit card debt a couple of years ago I have made a point to pay cash for everything we buy. There have been a couple of exceptions to this rule and that is when I can get a payment plan that is cash based. This is how I bought my Vitamix blender. When I can't get a cash based (no credit card) payment plan I either save the money or look for a layaway option. I noticed this week that Kmart has layaway options available online for certain items. This is pretty cool. I like the idea of not having to go to the store to physically collect an item and take it to the layaway department. I haven't used the online option but it sure sounds handy if it works like the traditional option.